Get Chiropractic Care for Whiplash After a Car Accident

Posted by jmr on Jun 24, 2019 in Uncategorized | 0 comments  Experienced Lawyer After you’ve been harmed in a car accident, the pain you experience can hinder your active lifestyle and affect many different areas of your life. You might not be able to perform your job adequately, enjoy your favorite leisure activities, do routine daily tasks, or participate in sports and other physical activities. When you have chronic pain from your accident-related injury or severe pain that interferes with your activities, it can affect your overall quality of life. Fortunately, chiropractic care after an automobile collision or another accident can help you live a full, healthy, and pain-free life. Chiropractic professionals are committed to helping you recover from your pain and injury and experience effective long-term pain relief. The tools and resources that chiropractors have available help to work on healing, while also decreasing the risk of ongoing, chronic pain from your injury. With chiropractic help, you may return to your usual activities and tasks and recover more quickly and thoroughly. Chiropractic Care for Whiplash While whiplash is a common injury associated with motor vehicle accidents, it can occur from several other causes as well. It develops from an overextension of the neck, which can be also be caused by any activity that jars, twists, or otherwise strains the neck. Whiplash is a condition that may not display symptoms for the first 24 hours after sustaining the injury. Once symptoms manifest, they may include the following: Neck pain Neck stiffness Loss of range of motion (inability to turn the head in specific directions) Headaches and migraines Dizziness Numbness in the extremities Reflective shoulder pain Lower back pain Sensory defects, such as blurred vision or ringing in the ears Brain fog or difficulty focusing Fatigue Convention medicine typically treats whiplash with painkillers or muscle relaxants. But these medications merely numb the pain, they don’t get to the structural damage that is the underlying cause. Plus, pharmaceuticals can be dangerous, addictive, and carry side effects with them. How chiropractic care for whiplash differs from conventional medical treatment Doctors of chiropractic are generally not content to simply numb the symptoms with medicines and hope that the root cause goes away. Qualified and licensed chiropractors can work to get to the root of the problem through a comprehensive examination and precise diagnosis. With diagnostic tests, such as x-rays, and their in-depth understanding of musculoskeletal anatomy and function, chiropractors can identify the exact source...
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Can Health Insurers File a Lien Against Your Case?

Posted by jmr on Jun 18, 2019 in Uncategorized | 0 comments Personal Injury Lawyer You might be surprised to learn that a third party can have rights to your compensation after a personal injury claim. As you get ready to settle your claim, you have to keep your eye out for those who you might owe a part of your compensation. These people are lienholders. Health insurers happen to be one of the more popular lienholders that you might have to consider. What Are Legitimate Lienholders? Insurance companies use subrogation to collect on your compensation. Subrogation is the right of another party to collect against an injury settlement. Those who have a right to collect include: Medical staff and providers Medicare and Medicaid Workers’ compensation insurance Child support agencies Veteran’s administration Health and auto insurance companies Health insurance companies will commonly seek subrogation. They use subrogation to recover any money that they paid in medical expenses on your behalf. Why Can Health Insurers Use Subrogation? Health insurance companies are allowed the rights to collect on injury settlements to keep medical insurance costs down. If an injured person collects from the health insurance company to pay for his or her medical bills and then collects a settlement from the at-fault party, then the person technically double dipped. He or she received double the money that they should. The idea is that an injured person deserves to receive payment for losses but is not owed a profit. Do You Have to Abide By the Lien? You cannot ignore a lien! Most health insurers require you to tell them if you are involved in any sort of accident. When you sign up for coverage, you have to agree to the rules that they set down too. If you are in a car accident or any other suspicious accident, the insurance will pay your bills but then investigate the accident to see if you are collecting for injuries or medical bills. If you’re treated for certain injuries then you might end up hearing from your insurance company. It is illegal for you to ignore a lien. You can end up with criminal charges or added penalties. After you file a personal injury claim, if your insurer already paid for your bills, then the insurer can put a lien on the compensation. When a third party already pays for your medical bills, you cannot collect money twice. This means that while the insurer will pay...
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Does It Cost to Hire a Wrongful Death Attorney?

Posted by jmr on Jun 16, 2019 in Uncategorized | 0 comments Wrongful Death Lawyer If you’ve lost a loved one in an accident, you might be thinking that you deserve compensation. Wrongful death claims are complex. You really need an attorney to help you make sure that you get everything you are entitled to under the law, if you are entitled to anything. Most people don’t have a lot of money to go out and hire an attorney. You might be wondering how to get an attorney when you don’t have funds. What does it cost to hire a wrongful death attorney? What Is a Contingency Fee Basis? Personal injury attorneys usually work on a contingency fee basis. This means that you do not pay unless your attorney recovers damages in your case. The attorney’s fee comes out of the settlement you receive from the insurance company. If you don’t win a settlement, your attorney doesn’t get paid. The fee that your attorney charges depend on many factors. Usually, the attorney will take a percentage of your settlement as the fee for their services. However, you may also have to pay for court costs, expert’s fees and other expenses involved in your case. Usually, these fees come out of your settlement, but you should check your contract to know what you are responsible for. What Goes Into a Wrongful Death Claim? The attorney takes on the financial burden of your case, which means that your attorney should be convinced that your case will be successful. A wrongful death claim takes a lot of time and energy. Your attorney may need to spend considerable time investigating and researching your claim to prepare to argue your claim before the insurance company and/or court. Your attorney will probably have to line up expert witnesses to show that the defendant was negligent and had a duty to the decedent. Financial experts will be required to determine the extent of the damages to you and your family. Medical experts may be called to demonstrate how the injury caused the death of your loved one. What Happens When the Case Is Settled? Although no amount of money can make up for the loss of a loved one, financial compensation can help your family from the financial losses you have experienced. If you do receive a settlement, the insurance company will probably send a check made out to you and your attorney. You will have to sign...
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What Happens to Assets During Bankruptcy?

Posted by jmr on Jun 13, 2019 in Uncategorized | 0 comments Bankruptcy Lawyer Choosing to declare bankruptcy is not easy. Because bankruptcy stays on your financial record for years (up to a decade), it is imperative you understand what you’re getting into before you make the final decision and file. One of the things you may want to ensure you understand is how your assets are affected during the process. When filing for bankruptcy, you need to know what happens to your house, the property your parents left you in their will and your vehicle. Not understanding may lead you to make a mistake you can’t take easily fix. Choosing a Bankruptcy Type You may have a notion that there are different types of bankruptcy filings. Perhaps you’ve heard of large corporations, like Mattress Firm, filing for Chapter 11 bankruptcy proceedings. You may have a colleague at work that filed under Chapter 7. What type of bankruptcy you file determines how many of your assets and debts get handled. Chapter 13 Bankruptcy Chapter 13 filings involve a restructuring of your debt to allow for more favorable payment terms. This may mean some debts get written off while others get reduced to allow for a more convenient repayment plan. Chapter 13 payment plans have to be complete within three years of the filing. After this time, the remainder of the debt is considered written off. Under Chapter 13, you get to keep all of your assets. Chapter 7 Bankruptcy Conversely, Chapter 7 bankruptcy broadly wipes out your debt. It seizes your assets unless you qualify for an exemption under specific terms. Some states allow you to keep things like your house and your car. Retirement accounts may also be exempt. However, once everything is seized, the court pays off bills, and whatever debt remains after the money runs out is eliminated. Under Chapter 7 bankruptcy, your debt is wiped clean (except for some things like Federal Student Loans). The Differences Between Chapters 13 and 7 There are a few main differences between Chapters 13 and 7 bankruptcy filings. The first is the way the debt is handled. Under Chapter 13, your assets remain intact, and you restructure debt to help pay it. Under Chapter 7, you may lose your assets (unless you get exemptions) and your debt is wiped out. No payment plan is created. The second is how long the bankruptcy stays on your credit report. Under Chapter 7 it...
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